Is ethos an insurance company?

Technically, Ethos isn't an insurance company; it's a licensed insurance agency that works with multiple insurers to write life insurance policies. Our Ethos insurance review found that the company could be a good choice if you want to purchase your life insurance online or if you live near an agent that works with Ethos.

How much does ethos life insurance cost?

Ethos life insurance costs an average of $348 a year for a no-exam, 20-year term life policy with a death benefit of $500,000 for a female age 40, based on Forbes Advisor research. The same policy for a male of the same age is $456, on average. Ethos’s no-exam term life insurance rates are higher than many competitors.

How long does ethos Life Insurance last?

The level term length options are 10, 15, 20 or 30 years. This term policy is renewable up to age 94, but the death benefit will be reduced with each renewal. Ethos also offers traditional term life insurance that is fully underwritten (requires a medical exam) for customers seeking higher coverage amounts.